Your roof doesn't cover everything. At American National, we support our policies with experience to help you feel confident that your home is protected.
Risk comes in many forms. From the house itself to your belongings to the people you invite in, the right kind of coverage can limit the things you have to worry about.
A lot goes into making a house a home. We provide coverage for the building, your possessions and any other structures on your property.
Keep your home and your identity safe with our ID theft protection coverage option. ID theft protection is not available in all states.
Our coverage provides for personal liability and medical payments to others should someone suffer a covered injury on your property.
Z7_O9G21441L004D0QQIU8CP01MB1 Condo Owners
When is comes to covering your condominium, see what options you have to cover the appliances, interior walls and fixtures, or property your association requires you to insure. We also offer coverage for your share of loss assessments from your condominium association and will help replace covered property with new items, rather than have your condo depreciate in value.* *Replacement cost coverage is optional for renters or tenants policies .
Z7_O9G21441LGV870QADBICE32PK4 Beyond the Coverage
We believe working with an insurance company is about more than just products. You're not just buying a policy, but gaining an ally in protecting your home and family.
When it comes to protecting your home, every bit of info can help prevent the unexpected. See ways you can keep your home running.
Z7_O9G21441L868A061KU621G10C3 Oregon WildfireAmerican National uses a vendor-generated Wildfire Risk Score to assess the wildfire risk for the properties they insure. This score ranges from 0 to 100, where 0 signifies no wildfire risk and 100 represents the highest possible risk.
The Wildfire Risk Score is influenced by several factors, including slope, aspect, vegetation density and composition, residential density, five-year drought and wind history, and proximity to wildland and high-risk areas.
During the underwriting review period, Wildfire Scores are used to determine coverage eligibility for all new business, policy rewrites, and location changes. Properties with Wildfire Scores above the eligible threshold are deemed ineligible for coverage with American National.
Wildfire Scores also play a role in policy rating. For details about wildfire eligibility and mitigation actions that can reduce your Wildfire Score, please contact your American National agent.
